# HLAB-Vals-1.1 / insurance > Source: Benchize (https://benchize.com) — https://benchize.com/benchmarks/vals-ai%3Ahlab%3Ainsurance. When citing or reusing this content, credit "Benchize" and link to https://benchize.com/benchmarks/vals-ai%3Ahlab%3Ainsurance. Tests an agent's ability to complete legal work using documents, spreadsheets, presentations, and file-system tools Canonical URL: https://benchize.com/benchmarks/vals-ai%3Ahlab%3Ainsurance Last updated: Wed, 21 Oct 2026 18:52:20 GMT Reproduction and quotation must name Benchize, link to the canonical HTML URL, and retain individual source citations. Tests an agent's ability to complete legal work using documents, spreadsheets, presentations, and file-system tools Professional work · Models tested: 14 · Score publishers: Vals AI ## Model results | # | Model | Score | ± | Cost | Latency | | | --- | --- | --- | --- | --- | --- | --- | | 1 | [Muse Wonder](https://benchize.com/models/muse-wonder-max.md)Max | 30% | SE ±20 pp | $7.52 | 921.1source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 30 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 7.517888 \| USD \| per_test \| Lower is better \| \| `latency` \| 921.1 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 131072 provider Meta reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±20 pp sourcePopulation 24 stderr 20 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label meta/muse-wonder Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/meta~1muse-wonder` | | | | | | | | 2 | [Gemini 4 Argon](https://benchize.com/models/gemini-4-argon-high.md)High | 20% | SE ±20 pp | $6.04 | 1,446.25source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 20 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 6.035978 \| USD \| per_test \| Lower is better \| \| `latency` \| 1446.246 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 262144 provider Google reasoning Not reported Reasoning effort high Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±20 pp sourcePopulation 24 stderr 20 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label google/gemini-4-argon Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/google~1gemini-4-argon` | | | | | | | | 3 | [GPT-6 Astra](https://benchize.com/models/gpt-6-astra-max.md)Max | 10% | SE ±10 pp | $14.04 | 1,686.47source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 10 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 14.040593 \| USD \| per_test \| Lower is better \| \| `latency` \| 1686.474 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±10 pp sourcePopulation 24 stderr 10 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label openai/gpt-6-astra Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/openai~1gpt-6-astra` | | | | | | | | 4 | [Claude Sonnet 5.5](https://benchize.com/models/claude-sonnet-5-5-max.md)Max | 0% | SE ±0 pp | $15.74 | 3,563.8source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 15.744184 \| USD \| per_test \| Lower is better \| \| `latency` \| 3563.796 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label anthropic/claude-sonnet-5-5 Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/anthropic~1claude-sonnet-5-5` | | | | | | | | 4 | [Claude Opus 5.5](https://benchize.com/models/claude-opus-5-5-max.md)Max | 0% | SE ±0 pp | $16.38 | 3,072.69source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 16.375474 \| USD \| per_test \| Lower is better \| \| `latency` \| 3072.686 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label anthropic/claude-opus-5-5 Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/anthropic~1claude-opus-5-5` | | | | | | | | 4 | [Claude Haiku 5.5](https://benchize.com/models/claude-haiku-5-5-max.md)Max | 0% | SE ±0 pp | $3.28 | 2,167.05source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 3.276103 \| USD \| per_test \| Lower is better \| \| `latency` \| 2167.052 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label anthropic/claude-haiku-5-5 Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/anthropic~1claude-haiku-5-5` | | | | | | | | 4 | [Gemini 3.8 Flash](https://benchize.com/models/gemini-3-8-flash-high.md)High | 0% | SE ±0 pp | $3.59 | 1,280.27source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 3.594349 \| USD \| per_test \| Lower is better \| \| `latency` \| 1280.274 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label google/gemini-3.8-flash Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/google~1gemini-3.8-flash` | | | | | | | | 4 | [MiMo-V2.6-Pro](https://benchize.com/models/mimo-v2-6-pro.md) | 0% | SE ±0 pp | $0.17 | 1,644.07source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.168232 \| USD \| per_test \| Lower is better \| \| `latency` \| 1644.074 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider Xiaomi reasoning Not reported Reasoning effort unknown Temperature 1 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label xiaomi/mimo-v2.6-pro Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/xiaomi~1mimo-v2.6-pro` | | | | | | | | 4 | [GPT-6.1 Sol](https://benchize.com/models/gpt-6-1-sol-max.md)Max | 0% | SE ±0 pp | $2.14 | 2,009.8source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 2.136981 \| USD \| per_test \| Lower is better \| \| `latency` \| 2009.804 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label openai/gpt-6.1-sol Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/openai~1gpt-6.1-sol` | | | | | | | | 4 | [MiniMax M3.1 Flash](https://benchize.com/models/minimax-m3-1-flash-max.md)Max | 0% | SE ±0 pp | $0.34 | 1,028.7source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.343356 \| USD \| per_test \| Lower is better \| \| `latency` \| 1028.702 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 262144 provider MiniMax reasoning Not reported Reasoning effort max Temperature 1 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label minimax/MiniMax-M3.1-flash Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/minimax~1MiniMax-M3.1-flash` | | | | | | | | 4 | [MiMo-V2.6-Flash](https://benchize.com/models/mimo-v2-6-flash.md) | 0% | SE ±0 pp | $0.06 | 1,284.86source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.060043 \| USD \| per_test \| Lower is better \| \| `latency` \| 1284.864 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider Xiaomi reasoning Not reported Reasoning effort unknown Temperature 1 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label xiaomi/mimo-v2.6-flash Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/xiaomi~1mimo-v2.6-flash` | | | | | | | | 4 | [DeepSeek V4.1 Flash 1017](https://benchize.com/models/deepseek-v4-1-flash-1017-max.md)Max | 0% | SE ±0 pp | $0.48 | 1,109.87source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.476309 \| USD \| per_test \| Lower is better \| \| `latency` \| 1109.874 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 384000 provider DeepSeek reasoning Not reported Reasoning effort max Temperature 1 topP 1 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label deepseek/deepseek-v4.1-flash-1017 Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/deepseek~1deepseek-v4.1-flash-1017` | | | | | | | | 4 | [DeepSeek V4 Pro 0813](https://benchize.com/models/deepseek-v4-pro-0813-max.md)Max | 0% | SE ±0 pp | $0.67 | 533.98source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.667337 \| USD \| per_test \| Lower is better \| \| `latency` \| 533.98 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 384000 provider DeepSeek reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label deepseek/deepseek-v4-pro-0813 Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/deepseek~1deepseek-v4-pro-0813` | | | | | | | | 4 | [GPT-6 Luna](https://benchize.com/models/gpt-6-luna-max.md)Max | 0% | SE ±0 pp | $0.19 | 980.82source duration | | | ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 0 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.194079 \| USD \| per_test \| Lower is better \| \| `latency` \| 980.822 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0 pp sourcePopulation 24 stderr 0 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_legal_agent_benchmark.CFXFrRQl.json) Source Vals AI Original model label openai/gpt-6-luna Source version 1.1 Observed 2026-10-21T16:45:52.890Z Evidence SHA-256 `14681f4a2310e0f257df9ec07c9c81e5dadc8f6f71634f02e174a02a8096d868` Source locator `/tasks/insurance/openai~1gpt-6-luna` | | | | | | | --- Cite as: HLAB-Vals-1.1 / insurance — Benchize, https://benchize.com/benchmarks/vals-ai%3Ahlab%3Ainsurance (retrieved 2026-10-21)