# MortgageTax / overall

> Source: Benchize (https://benchize.com) — https://benchize.com/benchmarks/vals-ai%3Amortgage_tax%3Aoverall. When citing or reusing this content, credit "Benchize" and link to https://benchize.com/benchmarks/vals-ai%3Amortgage_tax%3Aoverall.

Evaluating reading and understanding tax certificates as images

Canonical URL: https://benchize.com/benchmarks/vals-ai%3Amortgage_tax%3Aoverall
Last updated: Wed, 21 Oct 2026 18:52:20 GMT

Reproduction and quotation must name Benchize, link to the canonical HTML URL, and retain individual source citations.

Evaluating reading and understanding tax certificates as images

Professional work · Models tested: 31 · Score publishers: Vals AI

## Model results

| # | Model | Score | ± | Cost | Latency |  |
| --- | --- | --- | --- | --- | --- | --- |
| 1 | [Claude Opus 5](https://benchize.com/models/claude-opus-5.md) | 72.06% | SE ±0.88 pp | $0.07 | 7.98source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 72.059 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.07375 \| USD \| per_test \| Lower is better \| \| `latency` \| 7.978 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens Not reported provider Anthropic reasoning Not reported Reasoning effort unknown Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.88 pp sourcePopulation 98 stderr 0.875 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-opus-5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-opus-5` |  |  |  |  |  |  |
| 2 | [Claude Fable 5.1](https://benchize.com/models/claude-fable-5-1-max.md)Max | 70.79% | SE ±0.9 pp | $0.17 | 14.98source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 70.786 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.171632 \| USD \| per_test \| Lower is better \| \| `latency` \| 14.98 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.9 pp sourcePopulation 98 stderr 0.896 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-fable-5-1 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-fable-5-1` |  |  |  |  |  |  |
| 3 | [Claude Opus 4.7](https://benchize.com/models/claude-opus-4-7-max.md)Max | 70.27% | SE ±0.9 pp | $0.08 | 16.1source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 70.27 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.084417 \| USD \| per_test \| Lower is better \| \| `latency` \| 16.101 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.9 pp sourcePopulation 98 stderr 0.896 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-opus-4-7 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-opus-4-7` |  |  |  |  |  |  |
| 4 | [Claude Sonnet 5](https://benchize.com/models/claude-sonnet-5-max.md)Max | 70.03% | SE ±0.9 pp | $0.08 | 28.67source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 70.032 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.080204 \| USD \| per_test \| Lower is better \| \| `latency` \| 28.668 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.9 pp sourcePopulation 98 stderr 0.897 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-sonnet-5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-sonnet-5` |  |  |  |  |  |  |
| 5 | [Claude Opus 4.8](https://benchize.com/models/claude-opus-4-8-max.md)Max | 69.91% | SE ±0.89 pp | $0.11 | 20.81source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 69.912 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.105627 \| USD \| per_test \| Lower is better \| \| `latency` \| 20.814 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.89 pp sourcePopulation 98 stderr 0.893 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-opus-4-8 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-opus-4-8` |  |  |  |  |  |  |
| 6 | [Gemini 3.1 Pro Preview](https://benchize.com/models/gemini-3-1-pro-preview-high.md)High | 69.4% | SE ±0.91 pp | $0.02 | 23.62source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 69.396 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.023542 \| USD \| per_test \| Lower is better \| \| `latency` \| 23.616 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.908 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.1-pro-preview Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.1-pro-preview` |  |  |  |  |  |  |
| 7 | [Claude Fable 5](https://benchize.com/models/claude-fable-5-max.md)Max | 68.92% | SE ±0.91 pp | $0.18 | 16.1source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.919 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.175013 \| USD \| per_test \| Lower is better \| \| `latency` \| 16.096 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning Not reported Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.909 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-fable-5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-fable-5` |  |  |  |  |  |  |
| 8 | [Gemini 2.5 Pro](https://benchize.com/models/gemini-2-5-pro.md) | 68.92% | SE ±0.91 pp | $0.00479 | 24.01source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.918 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.004794 \| USD \| per_test \| Lower is better \| \| `latency` \| 24.008 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort unknown Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.907 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-2.5-pro Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-2.5-pro` |  |  |  |  |  |  |
| 9 | [GPT-5.5](https://benchize.com/models/gpt-5-5-xhigh.md)Extra high | 68.76% | SE ±0.91 pp | $0.07 | 28.24source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.76 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.071407 \| USD \| per_test \| Lower is better \| \| `latency` \| 28.243 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort xhigh Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.912 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-5.5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-5.5` |  |  |  |  |  |  |
| 10 | [Gemini 3 Flash Preview](https://benchize.com/models/gemini-3-flash-preview-high.md)High | 68.72% | SE ±0.91 pp | $0.00748 | 12.84source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.72 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.007477 \| USD \| per_test \| Lower is better \| \| `latency` \| 12.838 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.914 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3-flash-preview Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3-flash-preview` |  |  |  |  |  |  |
| 11 | [Gemini 3.5 Flash-Lite](https://benchize.com/models/gemini-3-5-flash-lite-high.md)High | 68.68% | SE ±0.91 pp | $0.00432 | 4.88source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.68 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.004323 \| USD \| per_test \| Lower is better \| \| `latency` \| 4.879 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.914 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.5-flash-lite Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.5-flash-lite` |  |  |  |  |  |  |
| 12 | [MiniMax M3](https://benchize.com/models/minimax-m3.md) | 68.36% | SE ±0.91 pp | $0.00833 | 26.76source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.362 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.008326 \| USD \| per_test \| Lower is better \| \| `latency` \| 26.756 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 512000 provider MiniMax reasoning Not reported Reasoning effort unknown Temperature 1 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.91 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label minimax/MiniMax-M3 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/minimax~1MiniMax-M3` |  |  |  |  |  |  |
| 13 | [Gemini 3.5 Flash](https://benchize.com/models/gemini-3-5-flash-high.md)High | 68.12% | SE ±0.91 pp | $0.02 | 11.43source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.124 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.017873 \| USD \| per_test \| Lower is better \| \| `latency` \| 11.428 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.91 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.5-flash Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.5-flash` |  |  |  |  |  |  |
| 14 | [Gemini 3.1 Flash Lite Preview](https://benchize.com/models/gemini-3-1-flash-lite-preview-high.md)High | 68.04% | SE ±0.91 pp | $0.00284 | 5.37source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 68.044 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.00284 \| USD \| per_test \| Lower is better \| \| `latency` \| 5.368 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.91 pp sourcePopulation 98 stderr 0.912 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.1-flash-lite-preview Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.1-flash-lite-preview` |  |  |  |  |  |  |
| 15 | [Claude Sonnet 4.6](https://benchize.com/models/claude-sonnet-4-6-max.md)Max | 67.73% | SE ±0.92 pp | $0.04 | 29.74source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 67.726 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.04467 \| USD \| per_test \| Lower is better \| \| `latency` \| 29.74 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort max harness Not reported maxOutputTokens 128000 provider Anthropic reasoning true Reasoning effort max Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.92 pp sourcePopulation 98 stderr 0.921 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label anthropic/claude-sonnet-4-6 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/anthropic~1claude-sonnet-4-6` |  |  |  |  |  |  |
| 16 | [Gemini 3.6 Flash](https://benchize.com/models/gemini-3-6-flash-high.md)High | 67.61% | SE ±0.92 pp | $0.02 | 9.24source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 67.608 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.019658 \| USD \| per_test \| Lower is better \| \| `latency` \| 9.239 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.92 pp sourcePopulation 98 stderr 0.915 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.6-flash Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.6-flash` |  |  |  |  |  |  |
| 17 | [GPT-5.6 Terra](https://benchize.com/models/gpt-5-6-terra-xhigh.md)Extra high | 67.33% | SE ±0.93 pp | $0.02 | 6.32source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 67.329 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.022706 \| USD \| per_test \| Lower is better \| \| `latency` \| 6.316 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort xhigh Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.93 pp sourcePopulation 98 stderr 0.925 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-5.6-terra Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-5.6-terra` |  |  |  |  |  |  |
| 18 | [GPT-5.6 Luna](https://benchize.com/models/gpt-5-6-luna-max.md)Max | 67.29% | SE ±0.92 pp | $0.0048 | 22.84source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 67.29 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.004804 \| USD \| per_test \| Lower is better \| \| `latency` \| 22.835 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.92 pp sourcePopulation 98 stderr 0.921 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-5.6-luna Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-5.6-luna` |  |  |  |  |  |  |
| 19 | [GPT-5.6 Sol](https://benchize.com/models/gpt-5-6-sol-max.md)Max | 67.29% | SE ±0.92 pp | $0.07 | 12.62source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 67.289 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.071198 \| USD \| per_test \| Lower is better \| \| `latency` \| 12.618 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider OpenAI reasoning Not reported Reasoning effort max Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.92 pp sourcePopulation 98 stderr 0.922 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-5.6-sol Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-5.6-sol` |  |  |  |  |  |  |
| 20 | [Gemini 3.7 Flash](https://benchize.com/models/gemini-3-7-flash-high.md)High | 66.65% | SE ±0.92 pp | $0.01 | 4.11source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 66.654 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.011071 \| USD \| per_test \| Lower is better \| \| `latency` \| 4.114 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.92 pp sourcePopulation 98 stderr 0.923 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.7-flash Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.7-flash` |  |  |  |  |  |  |
| 21 | [Muse Spark 1.1](https://benchize.com/models/muse-spark-1-1-xhigh.md)Extra high | 66.14% | SE ±0.93 pp | $0.02 | 24.82source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 66.136 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.022312 \| USD \| per_test \| Lower is better \| \| `latency` \| 24.818 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 256000 provider Meta reasoning Not reported Reasoning effort xhigh Temperature Not reported topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.93 pp sourcePopulation 98 stderr 0.928 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label meta/muse_spark_1_1 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/meta~1muse_spark_1_1` |  |  |  |  |  |  |
| 22 | [Muse Spark 1.2](https://benchize.com/models/muse-spark-1-2-xhigh.md)Extra high | 65.42% | SE ±0.93 pp | $0.03 | 44.62source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 65.422 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.026128 \| USD \| per_test \| Lower is better \| \| `latency` \| 44.623 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 131072 provider Meta reasoning Not reported Reasoning effort xhigh Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.93 pp sourcePopulation 98 stderr 0.934 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label meta/muse_spark_1_2 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/meta~1muse_spark_1_2` |  |  |  |  |  |  |
| 23 | [Gemini 3.8 Flash](https://benchize.com/models/gemini-3-8-flash-high.md)High | 65.34% | SE ±0.94 pp | $0.05 | 14.79source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 65.342 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.046973 \| USD \| per_test \| Lower is better \| \| `latency` \| 14.794 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65536 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.94 pp sourcePopulation 98 stderr 0.943 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-3.8-flash Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-3.8-flash` |  |  |  |  |  |  |
| 24 | [Gemma 4 31B](https://benchize.com/models/gemma-4-31b-it-high.md)High | 61.37% | SE ±0.97 pp | $0 | 41.93source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 61.368 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0 \| USD \| per_test \| Lower is better \| \| `latency` \| 41.928 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 32768 provider Google reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.97 pp sourcePopulation 98 stderr 0.967 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemma-4-31b-it Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemma-4-31b-it` |  |  |  |  |  |  |
| 25 | [GPT-4o (2024-08-06)](https://benchize.com/models/gpt-4o-2024-08-06-high.md)High | 60.97% | SE ±1.86 pp | $0.00696 | 7.36source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 60.97 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.006956 \| USD \| per_test \| Lower is better \| \| `latency` \| 7.356 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 16384 provider OpenAI reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±1.86 pp sourcePopulation 98 stderr 1.862 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-4o-2024-08-06 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-4o-2024-08-06` |  |  |  |  |  |  |
| 26 | [MiMo-V2.5](https://benchize.com/models/mimo-v2-5.md) | 59.26% | SE ±0.98 pp | $0.00152 | 32.94source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 59.26 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.001523 \| USD \| per_test \| Lower is better \| \| `latency` \| 32.939 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 128000 provider Xiaomi reasoning Not reported Reasoning effort unknown Temperature 1 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.98 pp sourcePopulation 98 stderr 0.979 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label xiaomi/mimo-v2.5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/xiaomi~1mimo-v2.5` |  |  |  |  |  |  |
| 27 | [GPT-4o (2024-11-20)](https://benchize.com/models/gpt-4o-2024-11-20-high.md)High | 57.43% | SE ±1.91 pp | $0.00714 | 5.98source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 57.432 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.007141 \| USD \| per_test \| Lower is better \| \| `latency` \| 5.984 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 16384 provider OpenAI reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±1.91 pp sourcePopulation 98 stderr 1.907 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-4o-2024-11-20 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-4o-2024-11-20` |  |  |  |  |  |  |
| 28 | [Gemini 2.5 Flash Lite Preview 09-2025](https://benchize.com/models/gemini-2-5-flash-lite-preview-09-2025.md) | 55.8% | SE ±0.99 pp | $0.000479 | 8.04source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 55.803 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.000479 \| USD \| per_test \| Lower is better \| \| `latency` \| 8.042 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 65535 provider Google reasoning Not reported Reasoning effort unknown Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.99 pp sourcePopulation 98 stderr 0.99 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label google/gemini-2.5-flash-lite-preview-09-2025 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/google~1gemini-2.5-flash-lite-preview-09-2025` |  |  |  |  |  |  |
| 29 | [GPT-4o-mini (2024-07-18)](https://benchize.com/models/gpt-4o-mini-2024-07-18-high.md)High | 54.49% | SE ±1.93 pp | $0.000822 | 6.06source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 54.492 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.000822 \| USD \| per_test \| Lower is better \| \| `latency` \| 6.059 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 16384 provider OpenAI reasoning Not reported Reasoning effort high Temperature 1 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±1.93 pp sourcePopulation 98 stderr 1.93 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label openai/gpt-4o-mini-2024-07-18 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/openai~1gpt-4o-mini-2024-07-18` |  |  |  |  |  |  |
| 30 | [Mistral Large 3 2512](https://benchize.com/models/mistral-large-2512.md) | 52.11% | SE ±1 pp | $0.00323 | 9.29source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 52.106 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.003226 \| USD \| per_test \| Lower is better \| \| `latency` \| 9.292 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 256000 provider Mistral AI reasoning Not reported Reasoning effort unknown Temperature 0.065 topP Not reported verbosity Not reported ### Reported statistics Uncertainty Standard error: ±1 pp sourcePopulation 98 stderr 0.995 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label mistralai/mistral-large-2512 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/mistralai~1mistral-large-2512` |  |  |  |  |  |  |
| 31 | [Mistral Medium 3.5](https://benchize.com/models/mistral-medium-3-5-high.md)High | 28.9% | SE ±0.84 pp | $0.02 | 68.43source duration |  |
| ### Original source values \| Metric \| Value \| Unit \| Scope \| Direction \| \| --- \| --- \| --- \| --- \| --- \| \| `accuracy` \| 28.895 \| percent \| reported \| Higher is better \| \| `cost_per_test` \| 0.024032 \| USD \| per_test \| Lower is better \| \| `latency` \| 68.43 \| source_duration \| reported_duration \| Lower is better \| ### Configuration computeEffort Not reported harness Not reported maxOutputTokens 80000 provider Mistral AI reasoning Not reported Reasoning effort high Temperature 0.7 topP 0.95 verbosity Not reported ### Reported statistics Uncertainty Standard error: ±0.84 pp sourcePopulation 98 stderr 0.838 tokenTotals Not reported ### Source [Original source](https://www.vals.ai/_astro/benchmark_view_mortgage_tax.DCd-oO5Y.json) Source Vals AI Original model label mistralai/mistral-medium-3.5 Source version 1 Observed 2026-10-21T16:45:58.500Z Evidence SHA-256 `e5c844561f97d119d66d70269e726ecfb68be79eae39acf14ead3e95422e648c` Source locator `/tasks/overall/mistralai~1mistral-medium-3.5` |  |  |  |  |  |  |

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Cite as: MortgageTax / overall — Benchize, https://benchize.com/benchmarks/vals-ai%3Amortgage_tax%3Aoverall (retrieved 2026-10-21)
